eToro: account replenishment

Efficiently Depositing Funds into Your eToro Account

Facilitating a deposit into your account is a seamless process, designed for your convenience.

A plethora of payment methods await your selection, offering flexibility to suit your preferences.

To initiate a successful deposit, adhere to the following steps:

1. Access your account through the Official Website.
2. Navigate to the ‘Deposit Funds’ option.
3. Specify the desired amount and choose your preferred currency.
4. Conclude by selecting your favored deposit method.

The Minimum Deposit Requirement at eToro

The minimum initial deposit required by eToro varies depending on your region and the regulations of your country, ranging from $200 to $10,000.

To ascertain your specific minimum deposit, simply navigate to the ‘Deposit Funds’ option, where the minimum required amount will be displayed in the ‘Select Amount’ box.

It’s important to note that unverified accounts have a deposit limit of $2,250 in total.

To elevate your account to Verified status, please reach out to our Customer Service team.

eToro retains the right to modify any of the stated deposit limits at any given time. For corporate accounts, a minimum initial deposit of $10,000 is mandatory.

All trading accounts at eToro are denominated in USD. Hence, when depositing funds in a different currency, the deposited amount will be converted based on the prevailing market rate, subject to a conversion fee.

For details regarding our fee structure, kindly refer to our Official Website.

Making a Deposit to eToro via Card

To deposit funds using a credit/debit card, select the ‘Credit Card’ option from the drop-down menu and input the following details:

1. Card number
2. Expiry date
3. CVV code (the 3 digits located on the back of your credit/debit card)

Once completed, your account should be credited within a few minutes.

Should your request face any hurdles, you’ll be notified via email.

On your financial statement, the transaction will appear under ‘eToro (Europe) Ltd.’

Rest assured, depositing funds into your account is a secure and confidential process.

All transactions employ Secure Sockets Layer (SSL) technology, guaranteeing the safety of your personal information.

How to Deposit to eToro via Bank Transfer

To deposit funds via bank transfer, navigate to the ‘Bank Transfer’ option in the drop-down menu:

• Select the desired currency and amount, then click ‘Continue’. Note that different information may be required for various currencies, so ensure the correct currency is selected.
• Print the bank transfer details displayed on the screen.
• Visit your bank (or access your bank’s online platform*) and initiate the bank transfer.
• Input your username and the transaction reference number in the Payment details section.
• Your bank will provide a SWIFT document for the transfer.
• Once the transfer is completed, upload a scanned copy of the SWIFT document at https://www.etoro.com/en/customer-service/help/. For online transfers, provide a screenshot of the confirmation.

Please be aware that deposits via bank transfer typically take 4-7 business days.

The transfer will be credited to your eToro investment account upon confirmation by eToro’s bank.

Any applicable exchange rate will be determined based on the day the deposit is processed into your account.

On your payment provider’s financial statement, the transaction will appear as ‘eToro (Europe) Ltd.’.

Making a Deposit to eToro via eWallet

To deposit funds via eWallet, follow these steps:

• Select your preferred payment method from the drop-down menu.
• Enter the desired deposit amount and click ‘Continue’.
• You’ll be redirected to a new page to log into your e-wallet app account.
• Input the necessary login credentials.
• Review the transaction details.
• Once verified, click ‘Pay’.
• Your investment account should receive the credit within a few minutes. In case of any approval issues, you’ll be notified via email.
• Please be advised that processing this type of deposit may take up to seven business days.

On your payment provider’s financial statement, the transaction will appear as ‘eToro (Europe) Ltd.’.

How to Deposit to eToro via Giropay (Sofortüberweisung)

Giropay – Sofortüberweisung offers seamless real-time payments directly from your online bank.

To utilize this service, you’ll need your account number, BSB or BLZ (Branch Code), PIN (Personal Identification Number), and TAN (Transaction Authorization Number).

To deposit using Sofortüberweisung, select the ‘Sofortüberweisung’ option from the Cashier and input your desired deposit amount.

You’ll then be directed to a secure payments page where you’ll enter your name, account number, online password, and TAN to confirm the payment.

Upon confirming the transaction, you’ll return to the Cashier to receive a notification regarding the transaction outcome.

Your investment account should be credited within minutes.

In case your request isn’t approved, you’ll receive an email notification.

The transaction will be listed as ‘eToro (Europe) Ltd.’ on your payment provider’s financial statement.

Depositing to eToro via Rapid Transfer

Rapid Transfer offers instant online payments supported by over 170 banks, enabling swift deposits using your online banking details.

Supported Countries: Austria, Belgium, Bulgaria, Denmark, Estonia, Finland, France, Germany, Hungary, Italy, Latvia, the Netherlands, Norway, Poland, Portugal, Spain, Sweden, and the United Kingdom

Supported Currencies: EUR, GBP, and USD

Maximum One-Time Deposit: $5,500

To deposit via Rapid Transfer:

1. Enter the deposit amount.
2. Choose Rapid Transfer and click ‘Send’.
3. Select your local bank.
4. Upon redirection to your bank’s site, input your login credentials.
5. Authorize the payment directly through your online banking account.

Depositing to eToro via Trustly

Trustly facilitates bank transfers for customers, offering an easy, fast, and secure payment method.

Transactions are processed instantly, requiring no additional registration.

Available in the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, Germany, Latvia, Lithuania, Netherlands, Norway, Poland, Slovakia, Spain, Sweden, and the United Kingdom.

Supported currencies: EUR and GBP

Maximum one-time deposit: $40,000

To deposit via Trustly:

1. Enter the deposit amount.
2. Select ‘online banking’ and click ‘Submit’.
3. Choose your bank.
4. Input your bank credentials.
5. Authorize the payment directly through your online banking account.

Restriction on Third-Party Payments

eToro strictly prohibits the use of third-party payments.

A third-party payment involves depositing funds using a payment method not registered under the eToro account holder’s name.

As per eToro’s terms and conditions, the account holder must own the funds being deposited.

Therefore, deposits made using another person’s payment method are not permitted.

If you wish to utilize your spouse’s payment method, eToro can assist in setting up a joint account for you.

However, this arrangement must be established PRIOR to using the third-party payment method.

Under a joint account, both parties have access to deposit and withdraw funds, but only the account holder is authorized to invest.

To proceed, you’ll need to furnish identification documents, proof of relationship (such as marriage or birth certificates), and a completed joint account form provided by eToro.

Using a third-party payment method without a joint account will result in your account being restricted until the funds can be refunded to the third party.

Please be aware that failure to refund the full amount may lead to the closure of your account by eToro.

Depositing from a Corporate (Company) Account

Please be aware that utilizing any corporate payment method for depositing funds into an eToro investment account is a violation of eToro’s terms and conditions.

However, eToro does provide the option to open a corporate investment account for your business.

The documentation required for opening such an account varies depending on whether your business is a sole proprietorship, partnership, or corporation.

If you possess a PayPal account unassociated with any legitimate business and wish to continue using it for deposits, kindly transition to a Premium or Personal PayPal account.